Overseas Applicants

If you are looking to purchase property in Australia but do not live here you may still be eligible for a home loan, however the process and respective level of ease will depend on your residency status. Overseas applicants usually fall into three categories:

• Australian permanent residents or citizens currently residing overseas who want to buy investment property in Australia
• non-permanent residents or non-citizens living in Australia who want to buy property in Australia
• non-permanent residents or citizens not living in Australia who want to buy property in Australia .

It is important to note that non-permanent residents are required to obtain approval to purchase from the Foreign Investment Review Board (FIRB) prior to taking out an actual home loan application.

Tridential will be able to provide a detailed overview of the home loan process and your requirements as an overseas applicant. If you need more information on these types of home loan products and how they suit your individual home loan needs, our mortgage brokers can help.